Home Insurance

Home Insurance 2018-06-18T14:51:30+00:00

Alberta Insurance Policies Suited to You

Home insurance is not as easy as the 5-minute online quotes direct writers and banks want you to think. Let us help you go through your home and properly evaluate your dwelling, list scheduled items like jewelry, and other collectibles, as well as make sure your coverage is perfect for your home and lifestyle.

With home rates on the rise due to overwhelming amount of water and hail claims its more important now than ever to make sure you are properly protected. View our Loss Mitigation PDF for more details.

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Important things to look for when home shopping or before calling:

  • Year home was built
  • Roofing & siding type
  • Plumbing
  • Electrical
  • Hot water tank
  • Furnace
  • Roof
  • Water mitigation tools (Sump pumps or backwater valves)

Most Common Coverage

  • Dwelling building coverage
  • Detached private structures limit is 15% of the dwelling amount
  • Personal property limit is 80% of the dwelling amount
  • Additional living expenses is 25% of the dwelling amount
  • Comprehensive personal liability limit: $2,000,000
  • Medical payments up to $5,000
  • Voluntary property damage up to $1,000
  • Outdoor trees, shrubs, plants and lawns up to 5% of the dwelling limit
  • Debris removal up to 5% of the dwelling limit
  • Single limit endorsement
  • Guaranteed replacement cost coverage

Discounts Available

  • Claims-Free
  • New Home
  • Loyal Client
  • Mortgage-Free
  • Premises alarm
  • Multiple policy

Get to Know Your Insurance Broker

Our dedicated brokers work flexible hours and will get to know you on a first-name business. Dyck Insurance Agency believes you deserve personalized service on something as important as your insurance coverage. We look forward to serving you from our offices in Wetaskiwin, Thorsby and Calmar. We also operate a motor vehicle registry office in Thorsby.

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